Group 1 - A middle-class parent questioned whether to prioritize retirement savings or invest in their children's experiences, leading to a broader discussion among families [1] - The consensus among commenters emphasized the importance of retirement savings, highlighting that education can be financed through loans, unlike retirement [2][3] - Personal anecdotes shared by commenters illustrated the long-term consequences of inadequate retirement savings, with some expressing regret over prioritizing short-term family expenses over long-term financial security [2][3] Group 2 - Many commenters suggested that 529 college savings plans should be secondary to retirement savings, advocating for a balanced approach to financial planning [4] - Strategies proposed included front-loading retirement contributions and encouraging children to contribute to their education through part-time work or scholarships [4]