The years leading up to retirement can be tense. The prospect of no more paychecks and living off savings makes many soon-to-be retirees wonder what they can safely spend in that first year. According to Nick Hamilton, national manager of Alliant Retirement and Investment Services, that anxiety is normal. “It’s this massive year of transition,” he said. “You stop getting W-2 income, you stop funding accounts, and for the first time, you’re taking money out. Most people really just want to know: Am I goin ...