The Working Families Tax Cuts bill established Trump accounts, which are essentially IRAs for children. While contributions can't be made until July 4, 2026, parents are taking notice of a new savings option — seeded with $1,000 by the government. And with tech billionaires Michael and Susan Dell offering to kick in another $6 billion to 25 million of the savings accounts, people may be wondering, "What's a Trump account, and what's the catch?" What are Trump accounts? The "IRA for children" concept has ...