Core Viewpoint - The article discusses the potential for XRP to become a significant financial tool for cross-border transactions and asset settlement, while contrasting it with World Liberty Financial's USD1 stablecoin, which lacks mechanisms to drive demand and is unlikely to provide substantial returns for investors [3][11]. Group 1: XRP's Potential - XRP is positioned to become essential for cross-border value movement and blockchain-based asset settlement, with ongoing improvements to its protocol enhancing its appeal to institutional users [3][2]. - The expansion of XRP's distribution through mainstream brokerage channels and the potential approval of spot XRP ETFs could significantly increase its market access and price [1]. - XRP's market cap is nearly $180 billion, and while achieving a 10X growth would require substantial initial investment, long-term investors may still find opportunities for wealth accumulation through steady purchasing and protocol enhancements [6]. Group 2: World Liberty Financial's Limitations - World Liberty Financial's USD1 stablecoin lacks a clear demand-driving mechanism and is not expected to achieve widespread adoption due to unclear advantages over existing stablecoins [7][8]. - The governance token WLFI offers no economic rights to holders, and a significant portion of its supply is controlled by the Trump family and associated entities, limiting outside investors' influence [9][10]. - The structure of WLFI suggests it is more akin to a meme coin, lacking the fundamentals necessary for long-term wealth generation [10]. Group 3: Investment Recommendations - For long-term wealth building, XRP is favored due to its potential for real-world use expansion and compliance improvements, while WLFI is deemed unlikely to enrich outside investors [11]. - XRP is considered a more viable candidate for significant returns compared to World Liberty Financial, despite the caution against expecting immediate massive returns [12].