The bulk of mainstream financial advice is focused on reducing costs, boosting income, saving as much as possible and investing consistently. These are all crucial elements, but at a certain stage of your wealth-building journey, they become less important. This is because of the way compounding growth works. Wealth grows exponentially, yet most of the impact occurs in the later stages. When you’re just getting started, with little to no capital, progress is relatively slow, modest and sometimes a little ...