RT The Rollup (@therollupco)Sam Ruskin laid out his crypto neobank vs traditional bank framework.Traditional bank business model:- Custody customer deposits- Lend deposits to financial institutions/borrowers- Profit on net interest margin (NIM)- Centuries-old proven economics- Regulatory framework built around thisCrypto neobank structural differences:- Don't custody deposits (users hold stables onchain)- Can't lend user funds- Can't profit on net interest margin- Value accrual fundamentally different- Econ ...