Core Viewpoint - The article discusses the options available for taxpayers regarding whether to file their taxes independently or hire a professional, emphasizing the importance of understanding personal financial situations and the complexities of tax laws. Group 1: Tax Filing Options - Taxpayers with limited income, disabilities, or elderly status may qualify for free filing programs offered by the IRS [1] - Many Americans have simple tax returns and can manage their own taxes with the help of tax software or IRS resources [4][6] - The standard deduction for tax year 2025 is set at $15,750 for single filers and married couples filing separately, $23,625 for head-of-household filers, and $31,500 for married couples filing jointly [6] Group 2: When to Hire a Tax Professional - Hiring a tax professional is advisable when facing complex tax situations, such as major life changes that may affect deductions or credits [13][14] - Tax laws are constantly changing, and individuals may miss out on credits or deductions if they do not seek professional guidance [15] - The IRS has imposed over 32,000 penalties costing taxpayers more than $162 million, highlighting the risks of incorrect filings [11] Group 3: Choosing a Tax Professional - It is crucial to select a reputable tax preparer, checking their qualifications and history to avoid "ghost preparers" who file inaccurate returns [17][18] - Taxpayers should ensure that preparers are transparent about service fees and are available for questions even after the tax deadline [18] - Preparers must sign the return and include their Preparer Tax Identification Number, as required by law [18]

Core Insights - H&R Block is offering Tax Pro Review services at no additional cost for new clients using its paid DIY online tax products until February 15, 2026, enhancing support for digital-first filers [1][4] - The introduction of the One Big Beautiful Bill Act and other 2025 tax code changes increases complexity, positioning H&R Block to provide expert guidance throughout the filing process [2] Company Offerings - Tax Pro Review allows DIY filers to independently complete their tax returns online and then have them reviewed by H&R Block tax professionals, ensuring accuracy and identifying optimization opportunities before filing [3] - The digital ecosystem of H&R Block combines digital efficiency with professional confidence, catering to consumers who value both convenience and expert validation [4] Competitive Advantage - H&R Block leverages its 70-year legacy of tax expertise and a nationwide network of professionals to redefine the value proposition of DIY tax filing, targeting digital-first consumers [4] - The company aims to ensure clients receive every credit and deduction they deserve through the Tax Pro Review service, which is available free of charge for a limited time [4]