Core Insights - Financial incompatibility is a significant predictor of divorce, with money being the primary issue couples argue about, second only to infidelity [2] - Couples who do not engage in honest financial discussions before marriage are at a considerable risk [2] Group 1: Financial Compatibility - Debora, a 55-year-old in a long-term relationship, is concerned about her partner Sam's financial situation, which includes $80,000 in debt, comprising $50,000 in medical debt and $30,000 in high-interest credit card debt [3][4] - Debora is financially stable, owning a house valued at nearly $1 million, with $600,000 in retirement savings and $200,000 in other investments [4] Group 2: Asset Protection - Debora's concerns about her assets and Sam's debts post-marriage depend on state laws, particularly in common law states where pre-marriage property is considered separate [6]