[Music] This is not me saying I'm the most influential guy in fintech. It's actually one of the media companies. But I thought that's quite a nice thing to say because I spent all my life in banking and finance and technology.And so I kind of know a lot about it and I've written lots of books about it as you just heard over 20 in fact ordinating. Um and there's a free one which you can give to your younger siblings if you have them. Fin kids you can find that on my website and it's a giveaway.So I talk abou ...

[Music] You know, it has been a rough week for Elon Musk and his AI chatbot, Grock. First, it went on a racist and anti-Semitic posting spree on Tuesday, which was followed by Ex's CEO, Linda Yakarino, announcing her resignation the next day. Grock has since issued an apology for the anti-Semitic posts it made, which included praising Hitler.Musk's company posted on X that it apologizes for quote the horrific behavior that many experienced. The post noted that the root cause of the posts was an update to a ...

Before I formally start uh my sharing, I'll just show you a couple of photos. Okay. So, this is a photo of me and this is not my daughter. This is a Photoshop version of my daughter.Pangalawa po, this is going to be the main topic for today. That is me holding this frame. Actually, I received a company award but the woman there is Eliz and I'll be talking about more about her later.This is me with King Charles. King Charles bah. Wow.only I my uh AI self can be able to be in the same breath as King Charles. ...

[Applause] So let's talk a little about AI and how we got to this exciting but also scary world of deep fakes. So over the last few years been a massive democratization of AI. We've seen hardware costs dramatically decrease. We've seen software cost dramatically decrease where we have a lot of software that is now free. We've seen inference costs go down by a factor of 100.We've seen over 10,000 products available on our desktops, on our phones. Typically, we're just a Google search away where anybody witho ...

Gen Z Challenges & Economic Realities - Expenditure on anti-aging creams increased by 600% compared to toys, reflecting a shift in priorities [1] - 78% of Gen Z cannot distinguish between real images and AI deep fakes, leading to potential manipulation [2] - Bloomberg estimates it requires 72 years of pure income to buy a house, highlighting housing affordability issues [5] - 38% of Gen Z spends paychecks mostly on subscription services, indicating a shift in spending habits [6] - 84% of individuals have four or more subscription plans, contributing to trillions of dollars annually for platforms [6][7] - Renting houses costs around 40% of income, a 140% surge from previous generations, exacerbating financial strain [9] - Approximately 40% of jobs are at risk of vanishing due to lack of professionalism and the rise of AI [9] Mental Health & Social Impact - 58% of Gen Z teenagers and kids report having clinical depression, indicating a mental health crisis [10] - Gen Z produces 34% less dopamine during face-to-face interactions compared to phone use, according to a Swedish university study using MRI scans [11] Generational Shift & Future Concerns - A job that allowed the speaker's father to buy a house at 23 now pays only 23% more, while house prices have surged 200% [8] - The speaker warns that Gen Z may leave future generations with expired subscriptions and digital accounts, rather than tangible assets [12]