Digital Rupee
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Notes of Today, Narratives of Tomorrow | Sanjana Narayan | TEDxVelammal Global School
TEDx Talksยท 2025-09-29 16:39
Financial Inclusion and Democratization - Finance is no longer exclusive but inclusive, common, and everywhere, accessible through digital means like apps, QR codes, and UPI [5][6] - Tokenization allows everyday people to participate in wealth creation by breaking down large assets into tiny tradable pieces, making investments accessible with small amounts like 100 rupees [16][17] - The RBI's digital rupee pilot program has the potential to reshape payments as a central bank-backed programmable currency [18] Economic Growth and Empowerment - MSMEs and startups are driving real change and building lives, particularly for women entrepreneurs who are creating opportunities and accessing credit through dedicated government schemes [7][8][9] - Rural entrepreneurs are turning tradition into enterprise with seed funding, mentorship, and tax benefits, achieving financial independence [11] - India is exporting confidence and promoting its currency through special rupee Vostro accounts with over 30 countries, reducing reliance on foreign exchange [12][13] Technological Transformation - The intersection of finance and technology is driving innovation, with examples like QR code payments for everyday transactions [4] - Cryptocurrency and tokenization are reshaping the financial world by providing autonomy and infrastructure that doesn't rely on traditional intermediaries [14][15] - Finance is evolving with technology, empowering individuals to take control, make informed choices, and participate in the financial system [3][22]