Core Insights - The article discusses two popular dividend investment strategies for retirees, focusing on high-yield income and dividend growth strategies, which are essential for financial stability in retirement [2][10]. High-Yield Income Strategy - This strategy aims to maximize immediate dividend income, targeting yields between 4% and 8% or higher, providing retirees with meaningful cash flow [1]. - High-yield candidates are often found in stable sectors such as telecom, energy, REITs, and utilities, which generate predictable cash flow even during economic downturns [7]. - Examples of suitable investments include Realty Income (NYSE:O) and the Vanguard High Dividend Yield Index Fund ETF (NYSE:VYM), which can help cover regular expenses without selling shares [8]. Dividend Growth Strategy - This strategy focuses on companies that consistently raise their dividends, known as "Dividend Aristocrats," which can provide income that outpaces inflation over time [10]. - Investments like the Schwab US Dividend Equity ETF (NYSE:SCHD) and Vanguard's Dividend Appreciation Index Fund ETF (NYSE:VIG) are recommended for stability and steady income improvement [11]. - The Schwab US Dividend Equity ETF has shown growth in dividends from $0.20 per share in December 2020 to over $0.26 per share in September 2025, illustrating the potential for significant passive income [12]. Combined Approach - A mixed investment strategy incorporating both high-yield and dividend growth investments can provide immediate cash needs while building future income, ensuring a predictable income stream and reducing the risk of running out of money [14].

Group 1 - The T. Rowe Price Dividend Growth ETF (TDVG) has surpassed $1 billion in assets under management (AUM), reaching approximately $1.06 billion, up from just under $900 million last month, indicating significant investor interest [1][2] - TDVG has experienced $155 million in net inflows over the last month, marking its fifth anniversary as an ETF, which is often seen as a milestone for assessing a fund's reliability [1][2] - The ETF focuses on mid and large-cap firms with sustainable dividend and earnings growth, emphasizing factors such as current dividend yield, balance sheets, and cash flow, which has led to a year-to-date return of 9.7%, outperforming the Factset Segment average of 8.8% [3] Group 2 - The active dividend strategy of TDVG is appealing amid rising market uncertainty, as it aims to identify strong dividend payers that are well-positioned for potential economic challenges [2][3] - The fund's consistent active approach to dividend payers since its inception has contributed to its growing popularity among investors, particularly in a volatile market environment [2][3] - Looking ahead, dividend-paying companies may present an attractive investment opportunity, especially in light of potential market volatility and declining economic indicators [3]