Group 1 - The average returns from public articles show a significant increase, with 2023 at 8.4%, 2022 at 6.9%, and 2021 at 29.9% [2] - The flagship products include "Top DIY Picks" which focus on undervalued stocks with upcoming catalysts, "Dividend-income Champs" with a history of dividend growth, and "DIY Risky Picks" aimed at speculative allocations [2] Group 2 - The investing group DIY Value Investing shares stock picks that are undervalued and have potential catalysts for upside [1] - The group also provides recommendations for dividend-income stocks along with a payment calendar and quantitative tracking [1]