With the bucket approach, you’ll need specific savings vehicles to maximize your returns and keep your money growing. For your short-term bucket, you could consider a high-yield savings account that offers full access to your money at all times.Read more: Warren Buffett used 8 solid, repeatable money rules to turn $9,800 into a $150B fortune. Start using them today to get rich (and stay rich)By splitting your assets into different categories, you can adjust the risk-return profile on each so that they match ...