Key Points Although you're allowed to work while receiving Social Security, in some cases, your income could result in withheld benefits. You only have to worry about that if you haven't yet reached full retirement age. Make sure you're aware of Social Security's earnings-test limits so your finances aren't thrown for a loop, The $23,760 Social Security bonus most retirees completely overlook › Even if you're entitled to a pretty generous monthly benefit from Social Security, that check may not ...