Benzinga and Yahoo Finance LLC may earn commission or revenue on some items through the links below. Quick Summary Earning $245,000 a year and having more than $1 million saved did not protect this couple from financial stress. For couples trying to understand where money is leaking, talking it through with a financial advisor can help. Tools like SmartAsset let readers take a short quiz and connect with financial advisors for free. For those looking to diversify beyond traditional portfolios once the ...