Vi e w p o i n t | 16 Nov 2025 10:21:02 ET │ 11 pages China Banks What's New from Citi 2025 China Conference CITI'S TAKE We hosted meetings with key China banks during our Citi China Conference during 11-14 Nov in Shenzhen and Shanghai. We summarize key takeaways below. NIM to diverge between big banks and regional banks in 2026E — NIM pressure could continue to moderate into 4Q25E given most banks have achieved 90%+ of full-year loan quota, which cools off pricing competition, although sector NIM should co ...

Vi e w p o i n t | 16 Nov 2025 16:17:40 ET │ 9 pages China Brokers What's New from Citi 2025 China Conference CITI'S TAKE We hosted meetings with key China brokers during our China Conference and summarize key takeaways as below. Sustained household allocation towards equity — China brokers see gradual household asset relocations from property / deposits to equity market. Products preference could diverge across different retail segments, with high net worth individuals seeing more interest in private/custo ...