Combined with direct deposit, crypto-backed borrowing, debit spending, and USDC-based yield products, Coinbase is now openly pursuing the “everything exchange” model.Coinbase’s December system update made its intentions explicit. The company announced commission-free stock and ETF trading with 24/5 availability, native prediction market integration via Kalshi, and a DEX aggregator providing access to millions of tokens.Robinhood, by contrast, established itself as the default retail trading app for stocks a ...