Core Insights - The Muñoz couple follows the FIRE (Financial Independence, Retire Early) movement, aiming for early retirement through low expenses and aggressive savings [2] - Life changes, including the arrival of two children and a job relocation, have impacted their financial strategy, shifting from two incomes to one [3][4] Financial Overview - Alejandro Muñoz earns approximately $113,000 annually as an engineer, with an additional $9,000 from part-time work, while Brady Muñoz has stepped away from her career to care for their children [4] - The couple has built significant savings, including $220,000 in Alejandro's 401(k), $140,000 in a second 401(k), $80,000 in brokerage accounts, $54,000 in health savings accounts, and $52,000 in various IRAs [5] - They maintain a savings account with $1,500 and have around $20,000 in certificates of deposit, along with 529 college savings plans for their children [5] Expense Management - The couple resides in a home valued at over $400,000, with a monthly mortgage payment of approximately $2,800, which includes property taxes and homeowners insurance [6] - Their total monthly expenses, covering various necessities and charitable contributions, amount to around $2,650, with an additional $450 monthly payment for a $6,000 no-interest medical loan [6]