Todd, with all of that in mind, what are you seeing from a flow perspective with regard to some of that income orientation that makes you feel as though this is either a trend that is more secular or or more long-term in nature or one that's much more tactical based upon what the environment that we're seeing in the marketplace is. And if so, Todd, why not just do it plain vanilla wise with certain high yielding type stocks or sector ETFs as opposed to going towards some of these more defined outcome or der ...