Risk Disclosure - Chat features are for informational purposes only and do not constitute financial or trading advice [1] - Trading perpetuals, prediction markets, and tokens carries significant risk, including total loss of funds [1] Regulatory Notice - Phantom Perps and prediction markets are not available in all jurisdictions [1] User Responsibility - You are solely responsible for your trading decisions [1]

Analyst’s Disclosure:I/we have no stock, option or similar derivative position in any of the companies mentioned, and no plans to initiate any such positions within the next 72 hours. I wrote this article myself, and it expresses my own opinions. I am not receiving compensation for it (other than from Seeking Alpha). I have no business relationship with any company whose stock is mentioned in this article. While this article may sound like financial advice, please observe that the author is not a US-based C ...

Go 10x long on yourself and you will never get liquidated.This is financial advice ...

This content is for informational purposes only and should not be interpreted as investment, financial, or trading advice. Swapping digital assets carries risk and may incur fees, which are displayed in the related visuals. ...

Core Insights - The article discusses the investment position of the author in UPMMY shares, indicating a beneficial long position through various means such as stock ownership and derivatives [1] Group 1 - The author expresses personal opinions regarding the investment without receiving compensation from any company mentioned [1] - The article emphasizes that it is not financial advice and that investors should conduct their own due diligence before making investment decisions [2] - It highlights the risks associated with short-term trading and options trading, suggesting that these strategies may not be suitable for all investors [2] Group 2 - The article notes that past performance does not guarantee future results, and no specific investment recommendations are provided [3] - It clarifies that the views expressed may not reflect those of Seeking Alpha as a whole, indicating a diversity of opinions among analysts [3] - The article mentions that the authors may not be licensed or certified by any regulatory body, which could impact the credibility of the investment insights provided [3]

This post is for informational purposes only and does not constitute investment or financial advice. Featured projects and their reward programs are independent of Phantom and not managed by us. Participation is subject to each project’s own terms and conditions, and additional rules may apply. ...

Group 1 - The article reflects on the past performance and transformation of Unum (UNM), suggesting that the author may have been overly optimistic as a major investor in the company [1] - The author has over 10 years of experience in generating value ideas in European and North American markets, indicating a strong background in investment analysis [1] - The author contributes to various investment groups, covering a wide range of markets including Scandinavia, Germany, France, UK, Italy, Spain, Portugal, and Eastern Europe, focusing on reasonably valued stock ideas [1] Group 2 - The article emphasizes the importance of conducting due diligence and research before making any investment decisions, highlighting the risks associated with short-term trading and options trading [2] - It is noted that the author owns European/Scandinavian tickers and Canadian tickers of the companies discussed, which may influence the perspective presented in the article [2] - The article mentions that investing in European/Non-US stocks carries specific withholding tax risks, advising investors to consult tax professionals for guidance [2]

Core Insights - Many Americans are influenced by tax misconceptions when making borrowing decisions, particularly regarding mortgage debt and tax savings [1] - A recent example involved a couple who were advised to open a $50,000 home equity line of credit (HELOC) for tax deductions, which is based on outdated information [2][4] Group 1: Tax Misconceptions - The belief that all mortgage debt provides tax savings is a persistent misunderstanding among consumers [1] - The Tax Cuts and Jobs Act of 2017 eliminated tax deductions for home equity borrowing not tied to substantial home improvements [3][7] Group 2: Financial Advisor Guidance - The financial advisor's recommendation to open a HELOC for tax benefits reflects either a misunderstanding of current tax law or a prioritization of loan activity over responsible advice [4][5] - The couple now faces interest charges on a $50,000 balance based on a non-existent tax benefit, highlighting the potential risks of relying on outdated financial advice [4][6] Group 3: Financial Implications - Paying interest on a HELOC to generate a smaller tax deduction results in a net loss rather than savings, as demonstrated by the couple's situation [5][6] - The couple's decision to borrow $50,000 they did not need has led to interest payments in the eight to ten percent range, while their advisor likely earned a commission [6]

After being a financial writer for over 15 years and interviewing countless financial planners, authors and entrepreneurs, I was curious to see what type of financial advice artificial intelligence would produce. After all, many people might use a tool like ChatGPT to ask for money advice, because money is still a taboo topic. So, I wondered if ChatGPT would give sound advice or if it would lead someone in the wrong direction. As a disclaimer, people should get financial advice, particularly investment ad ...

finance tipwhen having kids, have them 10 years apart from each otherwhy?when the older one turns 10, you can use the ballons "1" and "0" for their birthdaybut, you can also use them for the 0-year old the same year without spending extra moneybut wait, this gets more powerfulnext year, the older one turns 11 and the younger one turns 1 — you can again reuse their balloonjssame at 12 and 2, same at 13 and 3you can do this forever!infinite balloon reuse technologynow assume birthday balloons cost about $100t ...