Financial Planning Goals - Review financial goals to align with year-end targets [1] - Track and adjust monthly spending to meet savings goals [1][2] - Maximize emergency and retirement savings [2] Savings Strategies - Utilize high-yield savings accounts for unexpected expenses to earn more interest [3] - Contribute enough to 401k or workplace plans to get the full employer matching contribution [3] - Increase contributions to 401k or IRA before December 31st to accelerate savings [4] Mid-Year Financial Checkup - Conduct a mid-year financial checkup to stay on track for year-end goals [1][4] - Regularly monitor financial progress to ensure a happy new year [4] Additional Resources - Sign up for the free money 101 newsletter at cnbc.com for more financial strategies [4][5]