Both the Schwab Short-Term U.S. Treasury ETF (NYSEMKT:SCHO) and Vanguard Short-Term Bond ETF (NYSEMKT:BSV) aim to provide low-cost, short-duration fixed-income exposure, appealing to investors seeking stability and modest income. This comparison looks at their fees, risk, makeup, and recent performance, helping highlight where their approaches to the short-term bond market differ. Snapshot (cost & size) Metric SCHO BSV Issuer Schwab Vanguard Expense ratio 0.03% 0.03% 1-yr return (a ...

Core Insights - The Vanguard Total Bond Market ETF (BND) and Fidelity Total Bond ETF (FBND) provide core fixed-income exposure for investors seeking regular income and a buffer against stock market volatility [2] Cost & Size Comparison - BND has a lower expense ratio of 0.03% compared to FBND's 0.36%, making it significantly more affordable [3][4] - As of January 24, 2026, BND has a 1-year return of 4.3% while FBND has a return of 2.6% [3] - BND offers a dividend yield of 3.85%, whereas FBND provides a higher yield of 4.7% [3] Performance & Risk Comparison - Over the past five years, BND experienced a maximum drawdown of -17.93%, while FBND had a slightly lower drawdown of -17.23% [5] - An investment of $1,000 would have grown to $852 in BND and $862 in FBND over the same period [5] Holdings Composition - FBND, launched in 2014, holds 4,459 assets with 67% rated AAA, but allocates up to 20% in lower-quality debt securities [6] - BND has been established for 7 years longer, with 15,000 holdings and a higher concentration of AAA-rated bonds at 72.45% [7] Investor Implications - Both ETFs primarily invest in high-quality, investment-grade bonds, which reduces volatility compared to lower-rated debt [11] - FBND's allocation of around 20% to lower-quality bonds increases its risk/reward profile, potentially offering higher yields but with greater default risk [11]

Company Information - Fidelity Brokerage Services LLC is a member of NYSE and SIPC [1] Contact Information - The company's address is 900 Salem Street, Smithfield, RI 02917 [1]