Core Viewpoint - The article discusses the author's investment perspective on UnitedHealth Group Incorporated (NYSE: UNH), highlighting a modest long-term position in the stock and a focus on fundamental analysis for investment decisions [1][2]. Group 1: Investment Strategy - The author emphasizes a strategy focused on identifying stocks that are selling below their fair value estimates, with a preference for those that offer dividend growth or income [2]. - Options strategies are primarily utilized to generate additional income or to hedge against risks associated with investments [2]. Group 2: Disclosure and Position - The author has a beneficial long position in the shares of UnitedHealth Group and CVS, either through direct stock ownership, options, or other derivatives [2]. - The article is presented as an expression of the author's own opinions, with no compensation received for the content aside from the platform [2].