Joining us, MSNOW contributo managing editor of the bulwar Sam Stein, MSNOW political analyst and former undersecretary of state for public diplomacy and public affairs, Rick Stengel, and co-founder and director of economic policy at VEDA Partners, Henrietta Trace. Henrietta, let's talk about credit WHAT ARE CREDIT CARDS. LET'S START WITH CREDIT CARDS. LET'S START WITH CREDIT CARDS.THE WAY TO THINK ABOUT THIS, I THINK THAT'S THE EASIEST TO UNDERSTAND IS THAT THE average family spends $310 a week on grocerie ...