Core Insights - The Polen U.S. SMID Cap Growth Composite has shown significant performance, with a gross return of 34.84% for the year ending 2024, outperforming the Russell 2500 Growth Index, which returned 13.90% [11][24] - The composite has a strong historical performance, with annualized returns of 15.32% over five years and 14.49% over ten years [11] - The strategy has undergone several management transitions, with Andrew Cupps serving as the portfolio manager since inception in October 2005 [14] Performance Metrics - For 2024, the Polen U.S. SMID Cap Growth Composite reported a net return of 33.74%, while the Russell 2500 Growth Index had a net return of 13.90% [11] - The composite's performance in previous years includes a gross return of 30.72% in 2023 and a significant drop of -37.20% in 2022 [10] - The composite's three-year standard deviation was reported at 24.84%, compared to the Russell 2000's 22.80% [10] Management and Strategy - The Polen U.S. SMID Cap Growth strategy was created on July 1, 2025, and has been managed by various firms before transitioning to Polen Capital [14] - The strategy focuses on small to mid-cap equity accounts and is benchmarked against the Russell 2500 Growth Index [14] - The management fee structure for institutional accounts is tiered, starting at 0.95% for the first $10 million [22]

Core Insights - The article discusses the perspective of a small business owner in Connecticut who supplies equipment and supplies to the restaurant and food service industry, emphasizing the importance of reallocating profits for passive retirement income [1] Group 1: Business Background - The company operates in the restaurant and food service supply sector, indicating a focus on providing essential equipment and supplies [1] - The owner has a background in finance, having earned a CFA charter and CIPM certificate, which adds credibility to their investment insights [1] Group 2: Investment Strategy - The long-term goal of the company is to create a portfolio that generates passive income for retirement, highlighting a strategic approach to financial planning [1] - The owner is sector agnostic, willing to write about any company as long as the business model is understood, suggesting a flexible investment strategy [1]

Core Insights - The article discusses the perspective of a small business owner in Connecticut who supplies equipment and supplies to the restaurant and food service industry, emphasizing the importance of reallocating profits for passive retirement income [1] Group 1: Business Background - The company operates in the restaurant and food service supply sector, indicating a focus on providing essential equipment and supplies [1] - The owner has a background in finance, having earned a CFA charter and CIPM certificate, which adds credibility to their investment insights [1] Group 2: Investment Philosophy - The owner aims to build a portfolio that generates passive income for retirement, highlighting a long-term investment strategy [1] - The investment approach is sector agnostic, meaning the owner is open to analyzing any company as long as the business model is understandable [1] - Articles written by the owner often stem from personal investment considerations, suggesting a hands-on approach to investment research [1]

Core Insights - Money Concepts Capital Corp. has achieved GIPS compliance, enhancing transparency and accountability in performance measurement [2][1] - The compliance verification was conducted by an independent third-party, ensuring the accuracy of performance calculations and internal controls [1][2] - Broadridge Financial Solutions provides the underlying data for GIPS compliance, showcasing a partnership that strengthens data management capabilities [1][4] Company Overview - Money Concepts Capital Corp. is a privately owned independent broker-dealer and a Registered Investment Advisor based in Palm Beach Gardens, FL, established in 1979 [8][9] - The company operates a network of approximately 700 financial professional centers nationwide, offering a full array of non-proprietary products and services [8][9] - Money Concepts provides turn-key wealth management services for community banks, credit unions, and tax professionals, focusing on holistic planning [9] Broadridge Financial Solutions - Broadridge is a global Fintech leader with over $5 billion in revenues, providing critical infrastructure for investing and corporate governance [6] - The company’s technology and operations platforms support daily trading of more than U.S. $9 trillion of securities globally [6] - Broadridge's Data Aggregation and Financial Reporting solutions help wealth management firms consolidate client asset information and enhance decision-making [3][4]