Theoretically, the idea is that when we retire or simply stop working and start living off the investment portfolio, our exposure to growth-biased assets should come down.Roberts Berzins has over a decade of experience in the financial management helping top-tier corporates shape their financial strategies and execute large-scale financings. He has also made significant efforts to institutionalize REIT framework in Latvia to boost the liquidity of pan-Baltic capital markets. Other policy-level work includes ...