Financial Perspective - Americans on average say they would need $520 thousand a year to feel rich [1] - Americans making under $50 thousand felt they needed $157 thousand a year to feel comfortable [1] - Those making $100 thousand or more said they would need $246 thousand [1] - About 14% of all US households make $200 thousand or more every year [2] - 62% of people with salaries over $300 thousand a year struggle with credit card debt [2] Behavioral Analysis - Earning doesn't actually make you feel rich, spending does [2][3] - When in accumulation mode, it's very difficult to feel rich [3] - Earning more and feeling like you're still on a hamster wheel is what a lot of high earners, not rich yet (HENRYs) experience [3] - High earners may have been living above their means when they weren't nearly making as much money and now they're just continuing to add more and more [4]