Canva | GeorgePeters from Getty Images Signature and 77DZIGN from Getty Images Signature Key Points 401(k) plans typically do not allow individual stocks. This limits the ability to beat market returns. Early withdrawal penalties apply before age 59.5. Exceptions exist if you leave your employer at 55 or later. Direct rollovers avoid penalties better than indirect rollovers when changing jobs. If you’re thinking about retiring or know someone who is, there are three quick questions causing many Am ...

President Trump is expected to sign an executive order in coming days aimed at opening up 401ks to private assets. Sharon Eper joins us now with more on what that could mean for 401k investors. Good morning, Sharon. Good morning, Melissa.Well, an executive order does not have the same weight of law, but it sends a strong signal that could encourage 401 play sponsors to include private assets in their offerings. Now, that's a big market. There more than 12 trillion in assets in defined contribution plans. Ne ...