>> Mortgage rates slipped to the lowest level of 2025. This week, many Americans, though, still feel priced out of home ownership. Joining us now, housing analyst Ivy Zelman.Zelman Executive Vice President. I've been doing this a long time, Ivy. How long at your own company.I remember you were you were toiling with some of the big Wall Street firms for a while and then set out on your own. Right. What year was that.>> Well, good morning, Joe. Thanks for having me. We started in October of oh seven. >> Of ze ...