Core Insights - The nationwide median home sale price increased by 1.3% year-over-year, rising from $370,000 in January 2025 to $374,900 in January 2026, indicating a normalization in the homebuying market [1] - Home price growth averaged 2.8% per year over the past two years, aligning closely with overall inflation, while incomes have grown more rapidly, enhancing home affordability [1] - The housing market shows improved negotiating balance, with a four-month supply of homes and an average of nearly 12 weeks on the market before selling, suggesting neither buyers nor sellers dominate [1] Market Trends - Major markets in the Northeast and Midwest experienced significant home price appreciation, with Philadelphia leading at an 8.6% increase, followed by Baltimore (5.6%), Washington D.C. (4.8%), and Boston (3.7%) [1] - Over 57% of nearly 1,000 tracked markets reported year-over-year price growth in January, contrasting with declines in some Southern and Western cities, notably Raleigh, NC (-4.3%) and Seattle (-3.8%) [1] Company Overview - Homes.com, part of CoStar Group, is the fastest-growing residential real estate marketplace in the U.S., focusing on enhancing marketing for homeowners and agents [1] - The platform reached an audience of 115 million average monthly unique visitors in Q3 2025, with brand awareness increasing from 4% to 33% following a major marketing campaign [1]

Core Insights - 53% of American homes lost value over the past year, the highest since 2012, with an average decline of 9.7% from peak values [1] - Despite price declines, only 4.1% of homes are worth less than their last sale price, and the median homeowner has gained 67% in value since purchase [2] - Concerns about the housing market's state and potential developments in 2026 have been raised [2] Group 1: Current Market Conditions - Home price growth slowed sharply in 2025, with an average increase of just 1.8% [4] - Cotality forecasts a 3% growth in home prices for 2026, with regional growth expected between 2% and 4% [4] - If inflation remains high, the housing market may experience flat real prices in 2026, potentially improving affordability [5] Group 2: Market Dynamics - The rapid home value appreciation during the pandemic was unsustainable, and the market is now cooling rather than collapsing [6][7] - Higher mortgage rates, record consumer debt, and reduced demand in previously overheated markets are exerting downward pressure on prices [7] - The pandemic-driven housing growth was influenced by low interest rates and shifts in consumer spending, but current conditions indicate a normalization rather than a collapse [7]

Core Insights - The median price of existing homes decreased to $422,400 in August, down from a record high in June, indicating a slowdown in the housing market [1] - Home prices grew only 1.5% year-over-year in August, marking the weakest annual increase in over two years and falling below the current inflation rate of 3% [2][3] - The national homeownership rate stands at 65%, suggesting that more people own homes than stocks, which may impact homeowners' financial perspectives [6] Home Price Trends - Home prices in the 20 largest metro areas in the U.S. rose just 1.6% year-over-year, a decline from the previous month's 1.8% increase, reflecting decreased home-buying demand [3] - The growth rate of home prices is now running at half the rate of inflation, leading to a real erosion of homeowners' housing wealth [7] Implications for Homeowners - The slow growth in home prices may benefit aspiring home buyers who have faced rapidly increasing prices in recent years [4] - For current homeowners, the stagnation in home price growth could negatively affect their perceived financial well-being and spending patterns, as their real equity diminishes [5][7]

Economic Outlook - Mortgage rates are projected to end 2025 at 6.4 percent and 2026 at 6.0 percent, revised down from previous forecasts of 6.5 percent and 6.1 percent [1] - Annual home price growth is now forecasted at 2.8 percent for 2025 and 1.1 percent for 2026, down from earlier projections of 4.1 percent and 2.0 percent [1] - Total home sales are expected to reach 4.85 million units in 2025 and 5.35 million units in 2026 [1] Research Group Insights - Fannie Mae's Economic and Strategic Research Group analyzes current data, historical trends, and conducts surveys to inform economic and housing forecasts [4]

The investor share of home sales reached an all-time-high in 2024 as declining rents and slower home price growth has prompted some investor-owners to cut their losses. https://t.co/77ACxEnfs3 ...