于是从去年5月份开始，小叶就持续关注着上海市中心的二手房价格。这半年来，小叶发现二手房的价格似乎一直有"松动"，还价的余地也不小，但她不 希望房子买到手就跌，所以一直保持观望。 但临近年末，市场开始出现变化。"近一个月，我收藏的房源中下架和成交的很多。"小叶告诉每经记者，"某App已经被我翻遍了，能看上的不多，好楼 层、好户型、好小区且价格又合理的，很稀缺"。 连夜付定金 早在半年前，小叶就动了买房的念头，原因是这几年在房租上的开支每个月大约是4500—5000元，机缘巧合下发现"同款老破小"竟然有不少售价低于200 万元，自己的积蓄加上父母赞助，"上车"压力似乎也不大。 2025年12月的最后一周，就在小叶准备出手时，她"最中意"的那套房却成交了。"去年买老破小的买家似乎都特别积极，像我其实就很着急，能接受超出 预算10万元，想赶在最近签字，然后春节前完成过户。" 无奈之下，小叶只能再去看另一套房，"不敢等到元旦后"。 最终小叶连夜付了定金，抢到了房，"快点买也是一种省钱方式，我想早点搬进去"。 2025年的最后一天，上班族小叶（化名）终于"抢"到了一套上海市区的二手房。 上海楼市并没有走入淡季，反而出现了 ...

Core Insights - The NAHB/Wells Fargo Housing Market Index increased by five points to 37 in October, marking its highest level since April and the largest month-over-month improvement since January 2024 [1][2] - The index serves as a proxy for housing activity during the government shutdown, with an expected 3% rise in single-family permits based on the increase in builder sentiment [2] Group 1: Builder Sentiment and Market Conditions - The index measures builder confidence in current and expected sales conditions on a scale of 0 to 100, with readings above 50 indicating more builders view conditions as good than poor [1][3] - The index reached a record high of 90 in late 2020 but fell to a low of 31 in December 2022 due to rising interest rates [3][4] - Builder sentiment dropped to 32 in August and September 2023, the lowest since December 2022, before rebounding in October [4] Group 2: Interest Rates and Economic Impact - The Federal Reserve cut its benchmark interest rate last month for the first time since December 2024, which has led to lower mortgage rates and improved affordability for homebuyers [5][6] - The 30-year fixed-rate mortgage decreased from just above 6.5% to 6.3% in early October, contributing to a slightly improving sales environment [6] Group 3: Implications for Homebuilding Stocks - The SPDR S&P Homebuilders ETF, with $1.9 billion in assets, has dropped 15% over the past year, lagging the S&P 500 by approximately 30 percentage points, indicating a challenging environment for homebuilding stocks [7] - Optimism among builders could signal early stabilization in the homebuilding sector after a difficult period [7] Group 4: Current Market Challenges - Despite the increase in sentiment, only one in three builders describe conditions as favorable, and 38% report cutting prices, reflecting ongoing sensitivity to financing costs [8] - The average discount for new homes rose to 6% in October, with nearly two-thirds of builders offering incentives to close deals [8] - NAHB's chairman noted that while recent rate declines are encouraging, many homebuyers remain on the sidelines, waiting for further reductions in mortgage rates [9]