Core Viewpoint - Multiple regions in China have introduced new real estate policies at the beginning of the year to stimulate housing consumption and support the real estate market's stable development [1][6]. Group 1: Shenyang Housing Fund Policy Optimization - Shenyang has optimized five housing provident fund loan policies, including extending the minimum down payment ratio policy and increasing the "commercial to public" loan ratio limit [2][3]. - The minimum down payment ratio of 15% will now be applicable until December 31, 2026, and the loan limit for "commercial to public" loans has been raised from 60% to 80% of the housing price [2][3]. - The policy adjustments aim to reduce the financial burden on homebuyers and better support reasonable housing consumption [1][4]. Group 2: Supportive Measures in Henan - Henan has announced measures to support housing consumption, including the issuance of housing purchase subsidies and deed tax subsidies [5][6]. - The government plans to organize over 200 housing promotion activities and accelerate the issuance of local government bonds to acquire existing housing for affordable housing projects [6]. - The province aims to enhance consumer spending through various promotional activities, including a 200 million yuan provincial consumption coupon initiative [6].