The American housing market in the first half of the 2020s was marked by extraordinarily high prices and limited supply. In 2026, though, a new wrinkle as emerged: mortgage rates are dropping, while home prices remain stubbornly high — with supply still constricted, relatively preferable rates are only creating more competition again. President Donald Trump’s new housing agenda could complicate this situation even further, per Yahoo Finance. Increasing demand while supply remains locked below it is likel ...