For federal student loan borrowers, signing up for an income-driven repayment (IDR) plan can be a way to make your payments more manageable. And, as an added perk, you can even use an IDR plan to qualify for loan forgiveness. If you still have a loan balance at the end of your IDR plan term, the government forgives the remainder. However, President Trump's One Big Beautiful Bill (OBBB) made substantial changes to IDR plans and loan forgiveness, so here's what current and future borrowers need to know. Ho ...