Core Insights - The article emphasizes the importance of prioritizing student loan payments amidst rising living costs and economic uncertainty [1][4]. Group 1: Financial Management - Many Americans are seeking smarter ways to manage their finances due to inflation and economic challenges [1]. - Understanding which expenses to prioritize can help avoid late fees and protect credit scores [2]. Group 2: Student Loan Payments - After a long pause during the pandemic, many individuals are struggling to reintegrate student loan payments into their budgets [3]. - Suze Orman advises that student loans should be the first bill to pay each month, as they cannot be ignored or discharged through bankruptcy [4]. - The article highlights the potential changes in payment amounts under different presidential administrations, stressing the need for borrowers to stay informed about their loan terms [4]. Group 3: Budgeting Strategies - Orman suggests creating a budget that accommodates student loan payments, even if it means cutting back on discretionary spending [5].