At the time, officials argued that ACA plans had become too expensive for many unsubsidized buyers and said longer short-term plans would provide cheaper options and more consumer choice.In 2018, the Trump administration relaxed the rules around short-term insurance with an executive order that directed agencies to expand access to the plans. These plans, which were previously limited to just four months, were then extended to last as long as three years.Because they are excluded from the federal definition ...