“My question is how much should I convert in my 401(k) every year prior to turning 73 when required minimum distributions kick in?” (Photo subject is a model.) - MarketWatch photo illustration/iStockphoto Dear Help Me Retire, I am married, retired and 68 with an income of $200,000 a year between my pension, Social Security and investments. Everything is pretty much paid for, and we are clearly bringing in more than we spend. My question is how much should I convert in my 401(k) every year prior to turni ...