[Music] Please welcome to the stage Dr. . Sunnita Sa. I want to take you back to my early 20s to my first job as a junior physician in the UK.I was overworked, underpaid, and constantly tired. I was working what we called a one in two, which meant that I worked a full day, stayed on call overnight, worked the whole of the next day before finally going home to get some sleep, only to do the whole thing again the next morning. So when I received out of the blue an invitation to meet with a financial advisor f ...