Core Insights - Goldman Sachs forecasts a modest annual return of 6.5% for the S&P 500 over the next decade, prompting a consideration for a more active investment approach rather than a passive one [1] - Despite a long-term muted return outlook, Goldman Sachs anticipates 2026 to be a strong year for American stocks, projecting a target of 7,600 for the S&P 500, with potential for an 11% gain in the year [3] Investment Strategies - Investors are encouraged to explore opportunities outside the U.S. market and consider mid- and small-cap stocks for better returns [2] - The iShares Core S&P Small-Cap ETF is highlighted as a valuable option for gaining exposure to small-cap stocks, especially as the Fed lowers interest rates and M&A activity increases [5][6] - The Vanguard FTSE Developed Markets Index Fund ETF outperformed the S&P 500 with nearly 31% gains last year, suggesting international markets may offer attractive investment opportunities despite potential challenges in maintaining such performance [7][8] Valuation Considerations - The Vanguard FTSE Developed Markets Index Fund ETF has a trailing price-to-earnings (P/E) ratio of 17.1, which is appealing for value investors compared to the higher P/E ratios associated with the S&P 500 [9]

Core Viewpoint - The content emphasizes the importance of conducting personal research and due diligence before making any financial decisions, particularly in the context of complex financial instruments like cryptocurrencies and CFDs [1]. Group 1 - The website provides general news, personal analysis, and third-party materials intended for educational and research purposes [1]. - It explicitly states that the information does not constitute a recommendation or advice for investment actions [1]. - Users are encouraged to consult competent advisors and consider their individual financial situations before making decisions [1]. Group 2 - The content highlights the high risk associated with cryptocurrencies and CFDs, noting that they are complex instruments that can lead to significant financial losses [1]. - It advises users to fully understand how these financial instruments work and the associated risks before investing [1]. - The website may include advertisements and promotional content, and FX Empire may receive compensation from third parties [1].

Core Insights - The article emphasizes the importance of conducting thorough due diligence before making any financial decisions, particularly in the context of investments and trading activities [1] Group 1 - The content includes general news and publications, personal analysis, and opinions intended for educational and research purposes [1] - It highlights that the information provided does not constitute any recommendation or advice for investment actions [1] - The article warns that the information may not be accurate or provided in real-time, and prices may be sourced from market makers rather than exchanges [1] Group 2 - The website discusses complex financial instruments such as cryptocurrencies and contracts for difference (CFDs), which carry a high risk of losing money [1] - It encourages users to perform their own research and understand the risks involved before investing in any financial instruments [1] - The article states that FX Empire does not endorse any third-party services and is not liable for any losses incurred from using the information provided [1]