Many investors advocate for spending time in the market instead of timing the market, but the timing of when you make investment decisions can still play a key role in your lifetime returns. While the middle of the week is great for making decisions, especially if you make those decisions in the evening, Monday mornings might be the worst time to make trades. Deciding to buy or sell stocks at this time can lead to significant mistakes that reduce your lifetime returns. Some people panic sell on Monday mo ...

Gold Market Insights - Global gold ETF holdings increased by 27 tonnes on a single day, marking the largest daily increase since January 2022, which is double the daily average for the year [1] - 2025 is on track to be the best year for gold since 1979, with only one year in the past 50 years performing better [2][3] - Despite strong gold performance, 39% of fund managers have no allocation to gold, indicating a lack of widespread adoption [2][3] S&P 500 Financial Metrics - The free cash flow yield on the S&P 500 has fallen below 2.6%, the lowest level since 2008, reflecting a significant decline from its peak in 2009 [4][5] Investment Strategy Commentary - The commentary emphasizes that investing, even with poor timing, is preferable to holding cash, suggesting that time and compounding are crucial for investment success [5]