‘Do we have to buy a house for equal value or can we buy a less expensive house?’ “We live on Long Island where taxes are extremely high and find the area to be more and more congested.” (Photo subjects are models.) - MarketWatch photo illustration/iStockphoto Dear Help Me Retire, My husband is 70 and I’m 68. He just began taking Social Security from which he gets $4,700 a month. I am going to wait until I’m 70 before I collect Social Security, at which time I’ll receive $3,000 a month. We have savings ...