Overview - The company has demonstrated that change is achievable and can be executed swiftly [2] - The capital position has been significantly strengthened, with over GBP 400 million of CET1 capital generated or preserved since March 2024 [2] Financial Performance - The performance reflects the resilience of the business model and the positive impact of recent actions taken [2] - The company has reshaped its portfolio and addressed legacy issues, contributing to improved performance [2] Strategic Priorities - There are encouraging growth opportunities identified across the company's chosen markets [2]