Benzinga and Yahoo Finance LLC may earn commission or revenue on some items through the links below. Cecelia, a real estate agent of five years, called into “The Ramsey Show” with a question that immediately set off alarms for personal finance expert Dave Ramsey. She asked whether it was safe to leverage home equity lines of credit to buy investment properties, even though she tries to avoid debt. Ramsey cut in: “You realize your sentences just ran against each other, right? I mean, I don’t want any debt. ...