Taxes affect everyone, but tax planning for wealthy households can be more complex than for the average American family. Some strategies can dramatically reduce tax bills and while they’re completely legal, not everyone will know about them. GOBankingRates spoke to some finance experts to find out about tax strategies the wealthy use — and whether the average American can also benefit from them. Long-Term Capital Gains Advantage Investment income held for more than a year often gets taxed at a lower rat ...