These days, home ownership is far from your only option when it comes to investing in real estate. Besides, the median down payment on a home as of December was $68,000 according to Redfin (5) — down 1.5% — but still a significant chunk of change. And that’s before you start thinking about the next 30 years of mortgage payments.That is great advice. But if you’re still drawn to the real estate market, some amount of leverage is often essential for most Americans, particularly those looking to buy a home.In ...