Core Insights - A Reddit user has been secretly saving $500 a month, accumulating $12,000 over two years, while her husband spends freely without budgeting [1][2] - The user views her hidden savings as a safety net for emergencies, job loss, or potential divorce, but feels conflicted about the secrecy [2] - Reactions from the Reddit community range from support for personal savings to concerns about the implications of secrecy in a marriage [2][3] Group 1: Financial Behavior - The user identifies as the saver in the relationship, contrasting with her spouse's spending habits [2] - Many commenters shared similar experiences, indicating that hiding savings is a common strategy among those in spender-saver dynamics [4] - A financial professional advocates for individual bank accounts with $10-20k as a prudent financial strategy for both spouses [4] Group 2: Relationship Dynamics - Commenters emphasize that the secrecy surrounding finances may indicate deeper issues in the marriage that need to be addressed [3] - One commenter suggests that the financial situation is a symptom of larger marital problems, urging the couple to have open discussions about financial goals [3] - The discussion highlights the importance of communication in relationships, particularly regarding financial matters [3]