Marriage finance strategy
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Newlyweds are living with their respective parents to help pay off debt. Here's why Dave Ramsey says that's a mistake
Yahoo Finance· 2026-02-08 11:45
Financial Strategy and Marriage - The couple's financial strategy of living apart to pay off debt is criticized for potentially undermining their marriage and slowing long-term progress [2][5] - Host Dave Ramsey emphasizes that marriage requires daily partnership, suggesting that living together could enhance their financial management and relationship [5] Debt Situation - The wife has approximately $28,000 in combined student loan and car debt, while the husband works part-time and seeks professional basketball contracts that yield between $1,000 to $3,000 monthly [3][4] - The couple's decision to marry quickly was influenced by an anticipated overseas basketball contract that ultimately did not materialize [4] Living Arrangements and Trends - Living with parents is increasingly common in the U.S. due to rising housing costs and high student debt, with 17% of homebuyers in 2024 being multigenerational households, up from 14% in 2023 [6] - For single adults, residing with family can lower expenses, facilitating debt repayment, but marriage introduces complexities in shared living and financial goals [6]