Figuring out who owes what is straightforward enough when we’re alive, but what about after we’re gone? As uncomfortable as that thought is, it’s an increasingly unavoidable reality: U.S. household debt now sits at $18.59 trillion (1). Imagine Mark, 45, who’s married with two kids. After a recent colonoscopy, his doctor shared a devastating diagnosis: colon cancer. Beyond the emotional strain of this news, Mark is concerned about his loved ones' financial stability. Although he’s focused on getting bet ...