You can appeal your Medicare IRMAA surcharges if you meet certain conditions. - Dear Fix My Portfolio, I’m 64 now, and I’ll turn 65 and go on Medicare in 2026. I had big capital gains in 2024, and I know I’m going to end up paying more for my monthly premiums because my income will be high for that year. My question is: How long will it last? Since my birthday is in May, will I only have to pay the higher IRMAA premiums for eight months until the end of that calendar year? Thank you! Fearful of Fees Mo ...