Core Insights - The article discusses unique tax situations faced by middle-class retirees, emphasizing the importance of understanding tax deductions available to them in 2026 [1][2]. Group 1: Tax Deductions for Retirees - A new temporary senior deduction for individuals aged 65 and older allows qualifying taxpayers to deduct up to $6,000 from their taxable income, applicable from 2025 to 2028 [3]. - Retirees can utilize Health Savings Account (HSA) funds for qualified medical expenses, including Medicare premiums, allowing for tax-free income to cover these costs [4]. - Starting in 2026, retirees can claim tax deductions for charitable donations without needing to itemize, allowing $1,000 for single filers and $2,000 for married couples filing jointly [5].